Let's Talk

Schedule a Conversation About Your Plan’s SDBA Option

We will discuss whether your 401(k) plan may offer a Self-Directed Brokerage Account, what participant access could look like, and what information is needed before anyone moves forward. This conversation does not modify your plan or require an employer endorsement of Bison.

We’re available Monday – Friday from 9am – 9pm

Works with your plan

Backed by the Pegula Family Office which owns several professional sports franchises

One of the Fastest Growing Wealth Firms in the Nation

Schedule your call

Your information is used to follow up about your 401(k) strategy session. Bison Wealth does not share, sell, or disclose mobile information or SMS opt-in consent to third parties or affiliates for marketing or promotional purposes.

In 20 minutes, we'll cover:

How Bison Managed 401(k) works for employers and employees

What’s required from your HR/Benefits team

How employees access the service

Your questions and potential next steps

"Employers work hard to provide a valuable 401(k) benefit. We help employees get more from the plan you already offer by giving them access to professional investment management."

Brad Ball

Founder, Bison Wealth

Questions

The answers most companies want to know.

If something isn’t covered here, we’re happy to answer any questions you may have.

What is the employer being asked to do?

The first conversation is to determine whether your current plan offers an SDBA and what the plan requires. It does not change your plan or require your company to recommend Bison.

How does an SDBA work for eligible employees?

If their plan makes an SDBA available and they are eligible, employees may be able to work with Bison within their existing 401(k). Bison manages participating accounts through its approved investment models, subject to the plan, brokerage account, and advisory-program rules.

Do employees have to move their money out of the company / employer 401(k) plan?

No. Nothing rolls over or moves out. Management happens through a brokerage account that lives inside the 401(k) you already have.

What will it cost employers and employees?

Bison’s advisory fee is 0.75% of assets managed. Other plan, brokerage, investment, and account fees apply, and total annual costs can be up to 1.95% depending on the plan and account. Participants receive the applicable fee disclosures before enrolling.

Do we need to change our current 401(k) plan or provider?

No. Bison can work with eligible employees inside the company’s existing 401(k) plan. A provider change, plan change, rollover, or transfer is not required.

Will this affect our company match, payroll, or employee contributions?

No. Your company can keep its current plan, payroll process, match structure, and contribution policies. Bison’s role is limited to managing investments for employees who choose to participate.

What does Bison handle versus what does the employer handle?

Bison works directly with participating employees, including their individual review and ongoing investment management. The employer continues to offer its existing 401(k) plan as usual.

Do you work with other employer-sponsored defined contribution retirement plans?

Yes, we also consult on and manage other employer sponsored defined contribution retirement plans, such as 403(b), 457(b), 401(a), SIMPLE IRA and Profit-Sharing plans.

IMPORTANT DISCLOSURES

*The above testimonies are from actual clients. No compensation was paid for the testimony.

Industry studies show that professionally managed 401(K)s on average earn 3.32% more than participant managed according to the “Help in Defined Contribution Plans” report conducted by AON Hewitt. Bison does not warrant or guarantee that your account will experience positive gains or similar results as those noted in the study.

Bison is paid an annual advisory fee of .75% paid from the funds in which the 401(k) is invested. Bison’s fee is approximately 32% below the national average per Kitces Research. Bison doesn’t charge any additional fees. Other fees apply. For additional information about Bison’s services and fees, see Bison’s disclosure brochure found at Form ADV.

Advisory services provided by Bison Wealth, LLC an SEC registered investment adviser. Registration does not imply a certain level of skill or training. Advisory services are provided pursuant to an Investment Advisory Agreement and suitability review. The information contained herein is for general information purposes only and should not be deemed an offer or solicitation of an investment product or service. We do not share, sell, or disclose your mobile information or SMS opt-in consent to any third parties or affiliates for marketing or promotional purposes. Not all products and services offered by Bison are suitable for all investors. All investments contain risks to include the total loss of invested principal. The information is believed to be reliable but has not been independently verified and may change without notice. Bison does not provide tax, legal or insurance advice. Investors should consult with their financial, tax or legal adviser before investing. Additional information about Bison can be found at Form ADV | Form CRS | Privacy Policy